Mobicred at Scott’s Shipping Services: Pay for Imports Over Time
Scott’s Shipping Services now accepts Mobicred at checkout. You can place your import order today and pay it off in monthly instalments rather than covering the full cost upfront. If you already have a Mobicred account, select it as your payment method next time you order. If you don’t, you can apply here in about 15 minutes.
In This Guide
What Is Mobicred?
Mobicred is a digital revolving credit facility that lets you buy online and pay later. It’s offered by RCS Cards, a registered South African credit provider (NCRCP 38), and is accepted at over 55,000 online and in-store merchants across South Africa. SSS is now one of them.
You apply once for a credit limit of up to R50,000. Once approved, you can use that credit at any participating merchant. Each month, Mobicred debits your bank account for at least 7.5% of your outstanding balance. You can pay more or settle early with no penalties. As you pay down the balance, that credit becomes available again.
No physical card is involved. Your account lives on your device, and every transaction is confirmed with a one-time PIN (OTP) sent to your phone.
How to Pay with Mobicred at SSS
It works the same as any other payment method on our site:
- Get your estimate using our online calculator, or request a full import quote.
- Proceed to checkout once you’re ready to place your order.
- Select Mobicred as your payment method.
- Log in with your Mobicred credentials and confirm the payment with the OTP sent to your phone.
- Your order is confirmed and your import is underway. Mobicred handles the billing from here.
If you don’t have a Mobicred account yet, you can create one during checkout or sign up in advance on the Mobicred website. For a full walkthrough of our import process, see our step-by-step import guide.
What Does Mobicred Cost?
Mobicred charges interest on your outstanding balance, similar to a credit card. Your minimum monthly repayment is 7.5% of the balance, collected by debit order. There are no early settlement penalties, so you can pay it off faster if you choose to.
The practical upside: instead of paying R10,000 for an import order in one go, you spread the cost over several months. You control the pace, as long as you meet the monthly minimum. For a breakdown of what goes into a typical import cost, our guide to importing goods to South Africa covers duties, VAT, and shipping fees.
For exact interest rates and fee details, check Mobicred’s terms on their website. SSS does not charge any additional fees for Mobicred transactions.
Why Use Mobicred for Import Costs?
Import orders can add up quickly. Between the product cost, international shipping, customs duties, and VAT, even a modest order can run into several thousand rand. Mobicred lets you spread that cost without delaying your order.
A few situations where it makes practical sense:
- Timing mismatch: You’ve found the right product at the right price, but payday is two weeks away. Mobicred lets you lock in the order now and pay over the coming months.
- Business cash flow: If you’re a small business importing stock, spreading the cost lets you preserve working capital while goods are in transit.
- Larger orders: On a bigger personal import, whether it’s ordering from Amazon or buying specialist equipment overseas, you might prefer R1,500 per month over R15,000 upfront. Mobicred makes that possible without a separate loan application.
Your order ships on SSS’s normal timeline regardless of payment method. The only difference is when the money leaves your account. Be sure to review our guide on common importing mistakes to avoid any surprises along the way.
How to Apply for Mobicred
If you don’t have a Mobicred account, the application is online-only and fairly quick:
- Visit the Mobicred sign-up page.
- Complete the online application. You’ll need a South African ID, a bank account, and a regular income.
- Mobicred uses automated income verification and may request facial recognition for identity confirmation.
- Most applications are processed within about 15 minutes.
- Once approved, your credit limit is active immediately and you can use it at SSS checkout straight away.
Frequently Asked Questions
Can I use Mobicred for any SSS order?
Yes. Mobicred is available as a payment option for any order placed through our website, whether it’s a courier import or a larger freight shipment.
Is there a minimum order value to use Mobicred?
SSS does not set a minimum order value for Mobicred. Mobicred may have its own minimum transaction threshold. Check their terms for specifics.
Does using Mobicred delay my shipment?
No. Once Mobicred confirms the payment at checkout (which happens in real time), your order proceeds immediately. The monthly repayments are between you and Mobicred.
Can I use Mobicred if I’m not a South African resident?
Mobicred is a South African credit facility. You’ll need a South African ID and bank account to apply.
Is Mobicred safe to use?
Mobicred is operated by RCS Cards, a registered credit provider and authorised financial services provider (FSP 44481). Transactions are secured with OTP verification. It operates under the National Credit Act, the same legislation that governs store cards and credit cards.
Ts & Cs apply. Mobicred is powered by RCS Cards, a registered credit provider (NCRCP 38) and authorised FSP (44481). Select automated income verification and accept the pre-agreement for a faster application process.
Planning your next import? Use our online calculator for a quick estimate, or get in touch for advice on your shipment.
